Overview
Required minimum monthly ADB
Php
25,000
ADB is the sum of the daily end-of-day account balances for a month divided by the number of days in that month
Required initial deposit
Php
25,000
Amount required to open an account for Debit Card and Statement and Statement only
Interest rate per annum
varies*
*See table below for more information
Required daily balance to earn interest
Php
25,000
For Debit Card and Statement and Statement only
Account features
2-in-1 convenience
Enjoy the benefits of a checking account and a savings account combined into one.
Tiered interest rates
Earn more as you grow your funds.
Check Protect facility
Enroll your account in this facility to prevent your checks from bouncing.
Also available in passbook
Maxi One Passbook is a savings and checking account in one that makes managing your finances easier and more convenient.
Required minimum term
Php
250,000
Required minimum monthly ADB
Required initial deposit
Php
250,000
Amount required to open an account
Interest rate per annum
varies*
*See table below for more information
Required daily balance to earn interest
Php
25,000
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Interest rates
Grow your funds. These interest rates apply to Maxi One and Maxi One Passbook.
| Required daily balance to earn interest |
Interest rates (per annum)
|
|---|---|
| Php 25,000 - Php 999,999 | 0.0625% |
| Php 1,000,000 and above | 0.0925% |
Tools to assist you
Here are helpful information you need to know before opening an account.
Open a Maxi One account
Check the requirements you need before you visit your nearest BPI branch.
Please bring the following account opening requirements below:
1. Proof of billing
2. Client may submit only one (1) of the following IDs:
For Filipino citizens, photo-bearing and unexpired identification documents:
- PhilID
- Identification documents issued by the Government of the Republic of the Philippines including Its political subdivisions, agencies and instrumentalities
- Other identification documents that can be verified using reliable, independent source documents, data or information
For Filipino students:
- PhilID
- School lD signed by the school principal or head of the educational institution
- Birth Certificate issued by the Philippine Statistics Authority
For foreign nationals:
- PhilID for resident aliens
- Passport
- Alien Certificate of Registration issued by the Bureau of Immigration
- Other identification documents that can be verified using reliable, independent source documents, data or information
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| Deposits are insured by PDIC up to P500,000 per depositor. | BPI is regulated by the Bangko Sentral ng Pilipinas