Instant Money Transfer via InstaPay

1. Login using the BPI Mobile app.
2. Go to menu and select “Transfer Money”.
3. Select “Transfer to another bank”.
4. Select the bank you want to send money to and comlete the details.
5. You may choose any of the following options in sending money to your recipient:
a. Enter the recipient’s account number
b. Scan/upload the recipient’s QR code*
c. Enter the recipient’s bank-registered mobile number or e-mail address**
6. Confirm the details and authenticate the transaction via Mobile Key.
7. You're done.

*Available for InstaPay transfers to AllBank, Asia United Bank Corporation, BDO, Card Bank, Cebuana Lhuiller Rural Bank, China Bank, DCPay Philippines, East West Rural Bank, ING Bank, Land Bank, Maybank, Metro Bank, PayMaya Philippines, Philippine National Bank, Philippine Savings Bank, Queen City Development Bank, RCBC, Robinsons Bank Corporation, Rural Bank of Guinobatan, StarPay Corporation, Standard Chartered Bank, Sterling Bank, TayoCash Inc., Union Bank, USSC Money Services Inc.

**Available for InstaPay transfers to BPI, Chinabank, RCBC, Unionbank

1. Log in to BPI Online or the BPI Mobile app.
2. Go to menu and select “Other Services”.
3. Under transactions, select “Link a Mobile Number or Email”.
4. Select a deposit account to register and nominate its nickname.
5. Choose whether to link* your registered mobile number or email address to your account.
6. Check details and tap “Confirm”.
7. Enter your One-Time PIN (OTP), then select “Submit”.

*You can only link (1) BPI account to your email address and another BPI account to your mobile number.

InstaPay is an interbank funds transfer service under the National Retail Payment System (NRPS) of the Bangko Sentral ng Pilipinas (BSP) which allows clients to electronically transfer funds up to Php 50,000 per transaction, between their BPI account and other accounts in participating banks and financial institutions in the Philippines, anytime, anywhere.

1. Login using the BPI Mobile app.
2. Go to menu and select “Transfer Money”.
3. Select “Transfer to another bank”.
4. Select the bank you want to send money to and fill in the details.
5. You may choose any of the following options in sending money to your recipient:
a. Enter the recipient’s account number
b. Scan/upload the recipient’s QR code*
c. Enter the recipient’s bank-registered mobile number or e-mail address**
6. Confirm the details and authenticate the transaction via Mobile Key.
7. You're done.

*Available for InstaPay transfers to AllBank, Asia United Bank Corporation, BDO, Card Bank, Cebuana Lhuiller Rural Bank, China Bank, DCPay Philippines, East West Rural Bank, ING Bank, Land Bank, Maybank, Metro Bank, PayMaya Philippines, Philippine National Bank, Philippine Savings Bank, Queen City Development Bank, RCBC, Robinsons Bank Corporation, Rural Bank of Guinobatan, StarPay Corporation, Standard Chartered Bank, Sterling Bank, TayoCash Inc., Union Bank, USSC Money Services Inc.

*Available for InstaPay transfers to BPI, Chinabank, RCBC, Unionbank

You can transfer up to an aggregated amount of Php 250,000* per day. This limit includes cash-ins to other partner apps and websites, prepaid phone and prepaid card loading, other prepaid loading, transfers to other BPI accounts (unenrolled), Instapay transfers, pay eGov, pay on delivery, and BPI to cash.

*A higher limit is available to Preferred and Private Banking clients.

Note: You may customize your transfer limits. Please see steps on how to set transfer limits.

A fee of Php 25 is charged for Instapay transfers to other banks or eMoney issuers.

InstaPay is available 24x7 via BPI Online and the BPI Mobile app.