Overview
Required minimum monthly ADB
Php 0*

‎ 

Required initial deposit
Php 500

‎ 

Required daily balance to earn interest
Php 5,000**

‎ 

Interest rate per annum
0.0625 %

‎ 

*Waived as long as there are four (4) remittances a year.

**USD 500 for US dollar accounts.
Account features
 Save on remittance fees icon

Save on remittance fees

Remit straight to your Pamana Padala account and enjoy lower fees compared to cash pick-up.

 Low initial deposit icon

Low initial deposit

You only need Php 500 to open an account.

 Free life insurance icon

Free life insurance

Get free life insurance coverage of up to Php 300,000 or USD 6,000.

Remit anytime icon

Remit anytime

Transfer funds online or through the BPI Mobile app anytime.

Free accident insurance icon

Free accident insurance

Get a free personal accident insurance worth Php 100,000 for 90 days.

Available in US dollar icon

Available in US dollar

Choose to open an account in US dollar.

Don't miss out on the latest promotions

Gift remittance Jollibee Padala package

Even while abroad, overseas Filipinos can send love to family and friends in the Philippines w

Special Installment Plan at Partner Home Improvement Merchants

Enjoy Real 0% installment of up to 12 months on insurance premiums with our partner merchants

Special Installment Plan at Partner Health & Wellness Merchants

Enjoy a special installment plan of up to 24 months with our health, wellness, hospitals, clin

Special Installment Plan at Partner Schools

Enjoy a special installment plan of up to 12 months on school fees with our partner merchants.

Real 0% SIP at Partner Insurance Merchants

Enjoy Real 0% installment of up to 12 months on insurance premiums with our partner merchants.

BPI Promotions

Check out the latest offers, deals, and discounts when you shop using your BPI Card.
Related information
Tools to assist you

We make account set-up and banking easier for you.

How to open a Pamana Padala account

‎List of account opening requirements

 

Please bring the following account opening requirements below:

1. Proof of billing

2. Client may submit only one (1) of the following IDs:

For Filipino citizens, photo-bearing and unexpired identification documents:

PhilID
Identification documents issued by the Government of the Republic of the Philippines including Its political subdivisions, agencies and instrumentalities
Other identification documents that can be verified using reliable, independent source documents, data or information

For Filipino students:

PhilID
School lD signed by the school principal or head of the educational institution
Birth Certificate issued by the Philippine Statistics Authority

For foreign nationals:

PhilID for resident aliens
Passport
Alien Certificate of Registration issued by the Bureau of Immigration
Other identification documents that can be verified using reliable, independent source documents, data or information

Debit Card

It’s the best way to control your spending. Use it when you shop here or anywhere in the world.

Frequently asked questions
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