Overview
Required initial deposit
Php 3,000

Amount needed to open your own savings account

Required minimum monthly ADB
Php 3,000

ADB is the sum of the daily end-of-day account balances for a month divided by the number of days in that month

Required daily balance to earn interest
Php 5,000

Save and grow your funds

Interest rate per annum
0.0625 %

Percentage rate per year

Account features
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Easy access

Withdraw from our ATMs located all over the country or any ATM that accepts BancNet or Mastercard.

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Hassle-free

Pay your bills to over 200 merchants.

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Online account opening

Do everything online — open account, transfer funds, pay bills, load eCards, and more.

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Cashless shopping

Cashless payments online and in stores, wherever BancNet or Mastercard is accepted.

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Convenient

Reload cellphones and prepaid cards instantly, or easily transfer funds to enrolled accounts.

Don't miss out on the latest promotions

Real 0% SIP Online

You can now pay online in Real 0% S.I.P. with your BPI Credit Card.

Power Mac Center Real 0% Installment

Enjoy up to 36 months Real 0% installment at Power Mac Center with your BPI Credit Card.

Rustan's Real 0% Installment

Get up to 36 months Real 0% installment at Rustan’s with your BPI Credit Card.

BPI Real Deal with SM Store 3-day Sale

Get up to Php 1,000 SM Gift Card on your purchases with your BPI Credit Card.

The SM Store Real 0% Installment

Enjoy up to 6 months Real 0% installment at The SM Store with your BPI Credit Card.
Tools to assist you

We make account set-up and banking easier for you.

Quick guides

Debit Card

It’s the best way to control your spending. Use it when you shop here or anywhere in the world.

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