Saver Plus can be accessed via a debit card only. Passbook is not available for this product.
Overview
Required initial deposit
Php
50,000
Open a Saver Plus account for greater financial security
Required minimum monthly ADB
Php
50,000
ADB is the sum of the daily end-of-day account balances for a month divided by the number of days in that month
Required daily balance to earn interest
Php
50,000
Save and grow your funds
Interest rate per annum
0.0925
%
With higher interest than a regular savings account
Account features
Flexible access
Provide flexible access to funds in case of unplanned need without worrying about pre-termination penalty, unlike a time deposit.
Minimal withdrawal fees
Withdraw up to 2X a month for free. A minimal fee of Php 18 will be charged for every succeeding withdrawal or debit transaction for the month.
Online account opening
Do everything online—open an online account, transfer funds, pay bills, load eCards, and more.
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Related information
Tools to assist you
We make info-gathering, account set-up, and banking easier for you.
How to open a Saver Plus account
If you have an existing BPI account, open an account online or visit a branch near you.
1. Select “Open a New Account."
2. Tap “Open another deposit account."
3. Tap “Open account now."
4. Choose “PHP” as currency.
5. Choose “Saver Plus with Debit Card."
6. Read and agree to the terms and conditions.
7. Tap “ Confirm."
8. You may now fund you Saver Plus account.
No BPI account yet? Please bring the following account opening requirements to the nearest BPI branch.
1. Proof of billing
2. Client may submit only one (1) of the following IDs:
For Filipino citizens, photo-bearing and unexpired identification documents:
PhilID
Identification documents issued by the Government of the Republic of the Philippines including Its political subdivisions, agencies and instrumentalities
Other identification documents that can be verified using reliable, independent source documents, data or information
For Filipino students:
PhilID
School lD signed by the school principal or head of the educational institution
Birth Certificate issued by the Philippine Statistics Authority
For foreign nationals:
PhilID for resident aliens
Passport
Alien Certificate of Registration issued by the Bureau of Immigration
Other identification documents that can be verified using reliable, independent source documents, data or information
Frequently asked questions
How can I access my funds?
When is the frequency of interest crediting of Saver Plus savings account?
Interest is credited every month-end.
Is there a fee when I withdraw?
There is a Php 18 transaction fee on the third and succeeding client-initiated debit transactions for the month. First two (2) client-initiated debit transactions are free for the month. Channels fees apply.
Are there service charges for Saver Plus?
You may view the Bank's service charges here.
Who can I contact regarding questions about Saver Plus?
For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
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| Deposits are insured by PDIC up to P500,000 per depositor. | BPI is regulated by the Bangko Sentral ng Pilipinas