1. Valid Philippine government-issued, photo-bearing ID with signature
2. Latest 3 months payslips, or latest Income Tax Return (ITR) BIR Form 2316

Up to Php 2 million loanable amount
Get up to thrice your monthly income.

Collateral-free loan
Take advantage of a collateral-free loan.

Flexible installment terms
Pay in 12, 18, 24, 30, or 36 monthly installments.

Pay through our Automatic Debit facility
Pay your monthly installment conveniently online through our automatic debit facility.
How to apply for a Personal Loan online
1. Fill out the online application form.
2. Upon successful submission, you will receive an email that your application has been received. Check your spam folder in case the message is not in your inbox.
3. Submit your income documents to plviaonlinemailbox1@bpi.com.ph. You may find the list of required documents below.
4. Wait for the SMS notification regarding the status of your loan application.
For employed applicants
For self-employed applicants
1. Valid Philippine government-issued, photo-bearing ID with signature
2. Audited Financial Statements (3 years), or latest Income Tax Return
3. DTI/SEC Business Registration Certificate
List of acceptable IDs
- Passport
- Driver's License
- Professional Regulatory Commission (PRC) ID
- Postal ID
- Voter's ID
- Taxpayer Identification Number (TIN)
- Government Service Insurance Sysytem (GSIS) e-Card
- Social Security System (SSS) card
- Senior Citizen card
- Overseas Workers Welfare Administration (OWWA) ID
- Overseas Filipino Worker (OFW) ID
- Government office and Government-owned and Controlled
- Corporation (GOCC) ID (e.g., Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs)
- ID issued by the National Council on Disability Affairs
- Integrated Bar of the Philippines (IBP) ID
- Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Banko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC) or Insurance Commission (IC)
- PhilHealth Health Insurance Card ng Bayan
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Barangay Certification
- Seaman's Book
- Alien Certificate of Registration / Immigrant Certificate of Registration (notapplicable for Housing Loan)
- Department of Social Welfare and Development (DSWD) Certification
- Professional ID cards issued by Maritime Industry Authority (MARINA)