Overview
Required initial deposit
Php 10,000

Open an account, earn interest, and monitor transactions easily

Required minimum monthly ADB
Php 10,000

ADB is the sum of the daily end-of-day account balances for a month divided by the number of days in that month

Required daily balance to earn interest
Php 5,000

Save and grow your funds

Interest rate per annum
0.0625 %

Percentage rate per year

Account features
convenient monitoring

Convenient monitoring

Easy record-keeping through a passbook.

Earn and build your savings

Earn and build your savings

Let your savings grow by earning interest

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Curb impulse spending

A great way to help you save and take charge of your finances 

Don't miss out on the latest promotions

Real 0% SIP Online

You can now pay online in Real 0% S.I.P. with your BPI Credit Card.

Real 0% Special Installment Plan (S.I.P.)

Get additional credit limit for your installment transactions with your BPI Credit Card.

S.I.P with monthly add-on

Pay for your purchases at low monthly installment add-on rate at our partner merchants.

Automatic Centre Real 0% Installment

Get new appliances at flexible payment terms with your BPI Credit Card at Automatic Centre.

BPI Real Deal with SM Store 3-day Sale

Get up to Php 1,000 SM Gift Card on your purchases with your BPI Credit Card.
Related information
Tools to assist you

We make account set-up and banking easier for you.

Open a Passbook savings account

Check the requirements you need before you visit your nearest BPI branch.

Please bring the following account opening requirements below:

1. Proof of billing

2. Client may submit only one (1) of the following IDs:

For Filipino citizens, photo-bearing and unexpired identification documents:

PhilID
Identification documents issued by the Government of the Republic of the Philippines including Its political subdivisions, agencies and instrumentalities
Other identification documents that can be verified using reliable, independent source documents, data or information

For Filipino students:

PhilID
School lD signed by the school principal or head of the educational institution
Birth Certificate issued by the Philippine Statistics Authority

For foreign nationals:

PhilID for resident aliens
Passport
Alien Certificate of Registration issued by the Bureau of Immigration
Other identification documents that can be verified using reliable, independent source documents, data or information

Debit Card

It’s the best way to control your spending. Use it when you shop here or anywhere in the world.

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