BPI Auto Loans for Passenger Car

1. Go to any BPI branch.
2. Completely fill out the application form.
3. Submit the requirements. Your application will be reviewed and processed.
4. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
5. Sign the loan documents.

1. Completely fill out our Auto Loan online application form.
2. Submit the requirements. Your application will be reviewed and processed.
3. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
4. Sign the loan documents.

• Duly accomplished Application Form
• 2 valid Identitifcation Cards (for list of acceptable IDs, click here)
• If married, both spouses to sign on the application form
• If with co-borrower or co-mortgagor, separate application form is needed

a. If locally employed
• Latest Certificate of Employment indicating salary, position and length of service with authorization to verify
• Latest 1 month pay slip or 3 months bank statement of payroll account with authorization letter to verify
i. Commission Based
• Latest ITR
• Certificate of employment stating commissions received prior year/months/period and Commisions Receivable, if any
• Bank statement where commision is credited, with authorization letter to verify
ii. Foreigners
• Valid Visa or Alien Certificate of Registration (ACR)

b. Pensioner
• Certificate of Pension, with authorization letter to verify
• Bank statements of pension account (3 months), with authorization letter to verify

c. OFWs
• Latest Contract, with authorization letter to verify
• Proof of bank remittance, with authorization letter to verify
• Details of crewing manager for seafarers
i. If on vacation
• Other sources of income
• Return ticket
• Renewal of Contract, with authorization letter to verify
• Certificate of Hireability for seafarers
ii. If on board:
• Completely and correctly filled out Affidavit of Marital Consent with SPA (sent using the vessel's official email)

d. Self-Employed
• DTI Registration or Mayor's Permit
• Latest ITR with financial statements
• Working account (6mos) with authorization letter to verify
• Trade references with complete contact information (business name, complete address, contact person, business phone number) *Major suppliers (at least 3) *Major clients (at least 3)
• Authorization letter to conduct trade verification

i. Additional for part owners of a Partnership/Corporation:
• Individual ITR
• Payroll account where claimed salary is credited with authorization letter to verify
ii. Additional for rental properties:
• Copy of TCTs/CCTs
• Copy of valid and notarized lease contracts

iii. Additional for transport business
• Copy of LTFRB franchise decision of all units
• Copy of OR and CR of all units
• Authorization letter to conduct franchise verification with LTFRB
• Copy of valid ID of franchise owner

e. Practicing Professions with own Business
• Working account with authorization letter to verify
• Latest ITR with AFS
• List of major trade references with complete details