VYBE is BPI’s one-stop lifestyle app that makes your everyday digital banking more rewarding. Its e-wallet feature allows you to do secure, cashless, and quick day-to-day payment transactions. Easily redeem exciting rewards by using your points earned from availing and using various BPI products and services.

Add and send money
Top up and send money to and from your BPI account.

Scan to pay merchants
Scan partner merchants’ QR codes when shopping and dining.

Request money from other users
Send or request money from other VYBE app users.

Redeem rewards
Earn points and redeem vouchers, discounts, and more.
Take a closer look at VYBE's features. We know you'll find them helpful, hassle-free, and absolutely rewarding!
Redeem rewards real-time through the VYBE app.

Cardless withdrawals

Interbank funds transfers

Bills payment

Prepaid loading

VYBE Marketplace
What is VYBE?
Who can register to VYBE?
Only BPI Online and BPI Mobile app users are eligible to register to VYBE. Learn how to enroll your account in BPI Online here.
How do I register to VYBE?
1. Download the VYBE app from the Google Play Store or the Apple App Store onto your phone.
2. Open the app and select "Create Account".
3. Enter your BPI Online username and password.
4. Enter the 6-digit code sent via SMS to your BPI Online registered mobile number.
5. Nominate a 4-digit MPIN and confirm.
6. Read the Terms and Conditions and Privacy Policy. Agree by ticking the box.
7. Proceed to login to start using VYBE.
Note: VYBE app is available to smartphone devices with the following OS versions: iOS: 12.0 and up and Android: 9.0 and up.
How many VYBE accounts can I have?
You can only have one (1) VYBE account and it can only be accessed from one device at any given time.
What are the different features of VYBE?
With your VYBE app, you can enjoy the following features:
1. Add and send money to and from your BPI account for free.
2. Send and request money from other VYBE app users.
3. Scan our partner merchants’ QR codes to pay, when you shop or dine.
4. Earn rewards points and redeem vouchers, discounts, and more from your favorite brands.
More features will be launched soon.